Taking Store Credit Card Offers
That 30 percent off is a good deal, if you actually pay off the balance in full right away. Sadly, many people find it way too easy to pay the much smaller minimum payment. Before long, you’re paying the minimum every month and adding more to the store card, and you’re suddenly a credit card revolver who is paying hefty interest charges. Here’s a neat way to repurpose that credit card in the workshop.
Always Choosing the Cheapest Price Tag
Buy cheap, buy twice. If you buy a screwdriver set for $1 at a dollar store, or get your shoes for a few bucks at a flea market stall, chances are you’ll be buying them again real soon. Cheaply made, poor-quality items may save you a few bucks in the short term, but you’ll only have to pay more later to replace them. And if you replace them with more cheap junk, you’ll be repeating the cycle. The only time this is not true is when you’re buying generic brands in the grocery store—you’re often getting the same product that’s in the brand-name packaging. If you’re thinking about thrift stop shopping, think again about buying these 10 items at the thrift store.
Getting Suckered into Buy-One-Get-One (BOGO) Deals
BOGO, when it’s genuine, is hard to resist. but even then, whether it’s BOGO free or BOGO half price, you have to stop and ask yourself, Would I really have bought this much of this item at this price anyway? If you’re shopping for jam and see BOGO free on jam, that’s probably a great time to stock up. But if you’re looking for a new pair of sneakers and see BOGO half off, stop and think. You went out looking to spend $60 on sneakers. Now you’re spending about $100 after taxes. Did you even want two pairs? Will you wear them both? Do you even like the second pair?
Don’t let BOGO make you look like a bozo and have your house fill up with clutter. Get rid of the clutter with Swedish Death Cleaning. You might feel alive again.